Travel Insurance FAQ

Cheap travel insurance has never been easier, with many insurance companies that offer easy online claims. While the vast majority of people who buy travel insurance do so without problems, there are times when people are left confused, unsure as to what the policy is they need to buy or what level of coverage offered is . Here are some answers to some of the travel insurance more difficult problems ...

Am I covered for work abroad?

Almost always the foreign worker is not covered by standard travel insurance policies. Studying abroad is usually covered and you may be able to claim if you are part of a casual time (like working in a bar or working as an occasional construction worker), but full-time job came out. Talk to your employer or an insurance specialist if you are looking for insurance cover long-term employment abroad.

I'm at the airport, but I forgot to buy travel insurance. Is it too late?

Interestingly, the answer to this depends on whether or not you have gone through security. Almost all travel insurance companies in the UK do if you're in the UK, to make your purchase. If you are new to the airport terminal, there is still time to try to buy cheap travel insurance. Once you are sure, technically speaking, they have left the country and can not buy any travel insurance.

I think I made a mistake when I bought my travel insurance. Can I cancel?

All travel insurance policies with a 14 day "cooling off" allowing you to cancel and receive a full refund within two weeks of purchase. Of course it depends on you for not having traveled or use your insurance during this time!

I was being treated for cancer a few years ago. I must declare this when I buy travel insurance?

Check with your travel insurance company before making a purchase for the exact conditions that impose your insurance provider. It usually has a previously treated cancer a pre-existing medical condition should be reported to the insurance company, and can lead to pay a higher premium.

My insurance cost statements of my vacation when my tour operator goes bankrupt?

The collapse of several airlines and tour operators have been worried about all the financial protection. This is something that varies by insurance, travel insurance, so check with a small insurance company and ask - more and more policies do not cover the airline and tour operator collapses, but many still do not. If you're still worried, check your holidays and flights are covered by one of the biggest rules, such as REAL, ABTA and ATOL.

These are just some of the questions that people need to ask before buying travel insurance. If your relationship is direct, the purchase of insurance is a very simple and fast, but make sure there are no circumstances which could invalidate your policy. If something goes wrong on holiday, you want to make sure your travel insurance will be there to keep you covered.