Reality Check, Cancer Is Not Covered By Most Health Insurance Plans, Insurance Against Cancer To The Rescue

There are 1.2 million Americans diagnosed with cancer each year. Most health insurance does not cover this "specified disease" or "terrible disease." Expenditures cancer diagnosis, operation or removal and treatment of cancer are overwhelming for the victim and their families as well. I should learn more about the members of my family died of cancer over the last 13 years. The insurance Come cancer can help relieve the financial burden and provide peace of mind for you and your family.

What many do not understand, is the most regular health checks on insurance policies do not cover the treatment of cancer. While some policies have a couple of diagnostic tests for cancer, or with minimal care, do not cover the entire spectrum of cancer treatment. Some treatments are very expensive. The cost of travel expenses of cancer treatment are also health insurance policies.

The wife of my friend had cancer, thank you and God, she survived. During the treatment they had to coordinate the transportation of his friends to take him to his daily treatments. This caused a lot of stress on my friend. After that 3 years ago, I bought an insurance policy against cancer, which covers my family. I pay about $ 88 dollars a month. It would have been $ 47 cheaper, but I'm the type that returns all of my prize to me after 25 years, less money was paid in claims. So if I'm not a requirement, I get all my prizes left. I am always surprised to see how the plan is robust. He has an endorsement that pays $ 350 per pay for me if one of us need radiation or chemotherapy. It would cover me for any work lost or transportation costs or to hire friends to help in any way I need. You should not have to recruit friends, but you can not make friendship in the bank either. My plan is almost free as it pays for my wife and I had our annual cancer screenings.

He pays more than $ 50 or actual costs. Although I am a member of an HMO, I just get the detailed report and send it with the form. Because it is the insurance I get the additional payment, even if I did not pay for testing.

Insurance against cancer is a supplement to health insurance to ensure that treatment and other costs if such a disease occurs. The cover of this type of insurance may include:

• Treatments in the same hospital, as well as outpatient care. This includes radiation, chemotherapy, drugs, etc.

• Transport and subsistence costs, if the cancer is made out of town. Payment of travel expenses for specialists may also be part of the cover.

• Ambulance or an air ambulance service when needed by the victim.

• full time in nursing facilities where processing takes place outside the residence of the victim.

• reconstruction and prosthesis can be a part of the insurance plan.

• Diagnostic tests necessary to determine the type of cancer can be covered by the plan.

As noted above, cancer treated with the safety of services and treatments that are specific to cancer. Your insurance rates may surprise you, is very reasonable. The price depends on what is included in the plan. Choose a cancer insurance plan should be taken with caution and should not be redundant with what is contained in your regular health insurance.