Saturday, August 20, 2011

Difficulties In Obtaining Travel Insurance If You Are Sick


Insurance companies vary their willingness to include pre-existing policy. Christian Young, AA, says: ". You can not leave the only disease not to take sick and cherry indicates you the opportunity to apply, or in writing."

The value of each health AA general in their terms and price their policies accordingly, if the condition is also considered a mystery when the client is referred to a specialist insurer. This process is also followed in Saga, which cover a wide range of diseases, including cancer, if the client is in remission for five years. Bradford and Bingley, will be more information based not only on the pain, but age and destination.

According to the website Dogtag insurance pre-existing condition is defined as: "Every disease past or present medical or psychological condition, injury or symptom that has given rise to symptoms, or any other form of treatment or prescribed medications, medical, research or has requested or received follow-up/check-up in the two years before the beginning of this policy will cover and / or prior to travel. "There is also a heart or circulatory disorders in conditions such as stroke or aneurysm.

Travel insurance under certain conditions is more sensitive than others. Macmillan Cancer Support and the Royal Bank of Scotland opened recovered but not covered by the campaign last summer, and constantly fight the battle what they see as discrimination against cancer patients. Macmillan supporting the excessive amounts of the cancer, the first accused in the cost of insurance is no relation of risk to the insurer.

Macmillan Cancer Support campaign head Ayesha Owusu-Barnaby says, "most people live a long and active lives after cancer, and that is why the travel industry Macmillan resort insurance to review the risk posed by people affected by cancer and improve ' agreement offered. " Study by the charity Cancer Backup backs up Macmillan's complaints, saying that even if 70% of cancer patients were all clean their medical fees' to travel there was so high that one in ten has canceled its vacation, and one of twenty had gone abroad but without the lid.

But a spokesman for Norwich Union said that the costs associated with the use of an air ambulance to a medical emergency can be up to £ 25,000, a figure hardly reflects the typical cost of travel insurance, which comes in under 100 lbs.

There are insurance companies out there that specialize in travel cover for cancer patients, such as cancer insurance policy and the Free Spirit PJ Hayman is. Crossing is still above the guidelines for "healthy" friends, but not as extreme as the amount that insurers are many traditional office.

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