Friday, August 26, 2011

Diabetic? Get A Quote On Travel Insurance


Diabetes means that you can not get travel insurance - or is too expensive? In general, depends on the type and severity of the condition and if it is linked to other diseases. Those who have well controlled diabetes there should be no difficulty in finding a suitable policy so there is no reason to give up your holiday abroad. Diabetes is one of the most commonly disclosed medical conditions in travel insurance as well as high blood pressure (hypertension).

There are different types of diabetes and factors that could affect the level of coverage and cost of any travel insurance. It is important therefore, discuss your travel plans with your doctor or health professional. If given the green light, then it's time to buy travel insurance - as well as to educate and arm yourself with as much information as possible before leaving to avoid any potential problems. For example, you should:

First, make sure it is possible to obtain travel insurance.

Take care of the necessary vaccinations well in advance of the trip in case of side effects or adverse reactions.

Get the EHIC (European Health Insurance medical card) if you plan to visit the participating countries in Europe. The TSE should also obtain your travel insurance policy private. TSE under the agreement, receive the same treatment as any citizen of this country, but only in a "state" of the facilities - there are private hospitals.

Transporting paper "Diabetic" identification bracelet or for you.

Obtain a medical certificate or letter and prescription, which shows your health and the need for medication. You will need to pass through airport security and customs with your medicine and sprays! Remember to take enough supplies for your holidays and extra supplies in case of delays or other problems.

Remember to adjust your medication to take into account time zone changes when traveling. Always bring snacks.

Insulin or other drugs known to be different names or in other countries, so you should understand before going to write.

There are different types of diabetes, such as type 1 and type 2 (which is the most common type, also called adult onset diabetes). Your diabetes and other diseases to be reported as pre-existing conditions. Many insurance companies have screening programs online that will guide you through a series of questions about whether your diabetes is well controlled, if you have had recent hospitalizations, complications or other medical conditions. Based on your answers, you can be approved or rejected for coverage, or you may be required to pay an additional premium for the condition (s) to be covered. It is very important that you are honest, if you can find the insurance will be invalid if you need to make a claim.

And European countries are other countries that have a reciprocal agreement with the United Kingdom for medical treatment abroad, like New Zealand and Australia. If you are unsure, ask your travel agent or check the Ministry of Health. Remember, however, that if your holiday plans include traveling in the U.S. is probably much more expensive than your money into the account the very high cost of medical care.

Your travel agent or tour operator can offer free travel insurance or as part of the package - but with caution as they are often very basic! For example, whether you're covered for existing medical conditions, transportation and repatriation. If you think politics is not enough that there should be a cooling-off period for cancellation. It is important that you carefully read your policy document so that you are aware of the terms and conditions, restrictions and exclusions.

This information provides only a brief overview. Contact one of the organizations or diabetes from the Ministry of Health for more detailed information and advice on traveling with diabetes. As airport security procedures are still very strict at the time of writing, you must inform your airline in advance that you have diabetes. Let them know that you are taking medications and syringes on board, and you will need a special diet.

If you take the time to plan well in advance and prepare for potential problems, you should be able to travel as a diabetic - if you have a travel insurance policy right and the blessing of your doctor!

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