Saturday, August 20, 2011

Cancer Patients Struggle To Find Travel Insurance


People who have suffered or are under treatment for any type of cancer is often difficult to find a travel insurance providing coverage for their holidays. The result is often unable to move, or they may have to cover the cost of treatment abroad if they travel without insurance.

People with pre-existing medical conditions are considered "high risk" for insurers. As a result they often are in a position where they are being denied a policy, do not give a date, or which are listed on the cover at an alarming rate that can be more than double the cost of own party.

Some companies include more than 1500 pounds for a policy to cover a week's holiday in Europe, while others give the same level of coverage for less than £ 300th It depends on several factors, from the medical history and screening requirements by destination, holiday type and length of stay. Each insurer has different conditions and factors, and those that offer a specialized service and coverage of pre-existing medical conditions will always be the best place to look first for insurance against cancer.

Anyone suffering from, or who have undergone treatment for cancer in recent years can spend many hours researching health insurance, hoping they will be able to find a policy that cover them. Organizations such as the help Macmillan Cancer Support by providing lists of insurers may be able to provide insurance specific to cancer, but each case is assessed on the perception of risk to the insurer, not all insurers will be able to provide coverage.

Having cancer or receiving treatment for cancer should not prevent anyone from going on vacation, leaving the adventure of a lifetime, or planning trips abroad. Number of experts is to provide tailor-made insurance policy, especially for people with pre-existing conditions and people who have cancer. These policies are designed especially for people who may require medical assistance is on vacation.

Travel insurance advice to find the cancer and coverage for preexisting medical conditions

· Research and specialists who offer cover people with pre-existing diseases and cancer in general, rather than the donor;

· Shop all, insurers tend to use different medical examinations so that not all policies that arise in the same price;

• Check the selection criteria - some insurers do not ask about medical history and pre-existing conditions for 12 months, while others will have more details for the last three to five years

• Do not leave in the last minute to try to find insurance. It will take time to find an insurer who can provide the necessary level of coverage at a price they are willing to pay, so give it time to research and get the best coverage possible.

It is not impossible for people to obtain travel insurance for cancer, but may take time and cost more than standard policies.

It 'also important to remember that all those who are traveling with someone who already has the illness is also inform their insurance companies. Failure to notify the passenger has a pre-existing disease is cancer, angina, diabetes, or something that required treatment, travel insurance could be invalid if the party has had an impact on the outcome of pre-existing condition.

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